People go to work every day expecting their usual routine. They do not usually consider what would happen if they were involved in a workplace accident. However, a person can be injured anywhere, even at work. This is regardless of what they do for a living. If an injury does occur while at work, it is important for employees to know that workers’ compensation exists. This is so that the injured party has coverage while they are unable to return to work. When facing this situation, it is important to have the assistance of a Pennsylvania personal injury attorney.
What is Workers’ Compensation?
Employees who become injured at work may be eligible for workers’ compensation. This is insurance that most employers in Pennsylvania must have in the event that one of their employees becomes harmed on the job. With this compensation, the injured employees have coverage for any damages that stem from the incident. Often times, employees in these situations are faced with significant physical and financial hardships as a result. In the event that they cannot return to work, this compensation helps them while they are out of an income. This is seen in the form of the following benefits:
- Medical care
- Supplemental benefits
- Social security benefits
- Death benefits
- Long term benefits in the event that they are no longer able to work
When an employee wishes to recover workers’ compensation, they must report the incident to their employer immediately. With this, the claim can be reviewed to determine if it is covered under the Pennsylvania Workers’ Compensation Law. If the claim is approved, benefits can be awarded. If it is denied, the employee has the right to appeal the decision.
Who is Responsible?
Employees who sustain an injury at the workplace are legally able to hold their employers responsible. However, it can make for an uncomfortable work environment. It is because of this that workers’ compensation can be received instead of pursuing legal action. When the employee receives benefits, they can no longer file a lawsuit against their employer.
While this is true, it is important to know that employees can still pursue legal action against a third party. If a third party was responsible for causing the incident, they can file a lawsuit against them for negligence. If the injured party successfully proves negligence, they may be able to recover additional compensation for any damages related to the accident. However, they may be required to pay back the workers’ compensation they received.
Contact our Firm
If you or a loved one has been in a personal injury accident in Pennsylvania, it’s important that you contact an experienced Philadelphia personal injury attorney to help you with your case and to make sure that you are not taken advantage of. Contact Spear Greenfield to get the right attorney in your corner.