Rideshare service providers like Lyft and Uber have rapidly grown in popularity over the last decade. Not only can people start a new career quickly, but passengers can order a ride at their convenience without having to use a third party like a taxi service. However, these rideshare companies do not offer their independent contractors specialized training or specialty driver’s licenses, which means they are not held to a higher standard the way bus drivers, taxi drivers, and other transportation service providers are.
The number of collisions involving Ubers may be on the rise. If you have been critically injured in an Uber accident, you could have the right to compensation for your damages. You may be able to file a claim against Uber’s $1 million auto insurance policy and recoup your losses in full.
You do not have to go through the claims process alone when you have Rand Spear The Accident Lawyer working for you. You need a dedicated Pennsylvania Uber accident lawyer you can rely on. Contact Rand Spear for a free consultation with an experienced Pennsylvania rideshare accident lawyer today.
Top Causes of Uber Accidents in Pennsylvania
Evaluating the cause of your collision will be a top priority for your Uber accident lawyer in PA. The at-fault party will be expected to compensate you for your damages in full. Some of the most common causes of car accidents in Pennsylvania include:
- Drunk driving
- Following too closely
- Distracted driving
- Lack of bicycle lanes
- Failure to yield to the right of way
- Dangerous weather conditions
- Lack of street signs
- Failure to stop at traffic lights are stop signs
- Driving under the influence of drugs
- Road rage
- Failure to check blind spots
- Lack of street markings
- Lack of pedestrian crosswalks
- Making unlawful turns
- Drowsy driving
- Aggressive driving
- Malfunctioning and defective motor vehicle parts
- Failure to use a turn signal
The cause of the accident will help us determine who is at fault. For example, if you were traveling in an Uber and the Uber driver was texting when they crashed into a telephone pole, you may have the right to file a claim against the Uber driver and Uber’s auto insurance policy. If defective car parts or dangerous roads contributed to the accident, you may have the right to file a claim against the Pennsylvania Department of Transportation, local municipalities, auto parts manufacturers and distributors, and other third parties.
How Uber Accident Insurance Claims Work
One of the most common ways to obtain compensation for your damages is by filing a claim with the insurance company. You may have several options available to you depending on your personal auto insurance choices. Pennsylvania law is a choice no-fault state that gives motorists the option of purchasing full tort coverage or no-fault insurance coverage.
If you have no-fault insurance coverage, you will be getting your case by filing a claim against your no-fault insurance policy. However, if you have full tort coverage, you have the option of filing a claim against Uber’s auto insurance provided to the Uber driver or the Uber driver’s personal auto insurance policy. This is because Uber’s auto insurance is only active during specified periods of time.
Uber auto insurance is only active when the Uber driver is logged into the app and in driver mode. They must be waiting to pick up a passenger or actively transporting passengers for this insurance coverage to apply. If the accident occurs outside of these time frames, you will instead need to file a claim against the Uber driver’s personal auto insurance policy.
Pennsylvania Uber Accident Lawyer Near Me (215) 985-2424
Your Options if Uber’s Insurance Does Not Pay
It is not unusual for the insurance company to fight back when you file a claim. You can expect Uber’s insurance provider to fight tooth and nail to avoid paying out on your claim. The insurance company will often resort to unscrupulous tactics to reduce profit losses wherever possible.
Do not be surprised if the insurance adjuster handling your case delays processing your claim, fails to investigate your claim, or even blames you for causing the accident. These tactics are common, and your Uber accident lawyer will be prepared to challenge them accordingly. Fortunately, filing a claim against Uber’s auto insurance policy is not the only way to demand justice.
If Uber’s auto insurance policy is not in effect at the time of the accident, you may have the option of filing a claim against the Uber driver’s personal auto insurance coverage. However, if the insurance company did not know the Uber driver was working as a rideshare service provider, the insurance company may attempt to avoid financial liability. Your Uber accident attorney in Pennsylvania will be ready to hold liable insurance companies accountable and bring your case to court so you can recover maximum compensation for your suffering.
Recover Total Compensation for Your Damages
Whether you are filing a claim with the insurance company or bringing your case to court, you are entitled to total financial compensation for your suffering. Some types of damages can be recovered through the insurance company, but when your Uber accident lawyer in Pennsylvania hopes to get the most out of your claim, you should always be prepared to go to trial. This is because insurance policies are not designed to cover every loss and instead compensate claimants based on the policyholder’s policy terms.
In court, compensatory damages, including economic and non-economic damages, can be awarded. Economic damages include financial losses, whereas non-economic damages ensure you receive payment for every other way you are affected by the accident and your injuries. Some examples of recoverable damages following an Uber accident include:
- Mental anguish
- Loss of income
- Healthcare expenses
- Your ambulance bills
- Pain and suffering
- Diminished earning potential
- Reduced quality of life
- Loss of employee benefits
- Disfigurement and skin scarring
- Loss of household services
- Loss of consortium
- Permanent disability
- Reputational damage
- Inconvenience and embarrassment
Hire Rand Spear the Accident Lawyer for Your PA Uber Accident Claim Today
Uber accident claims are often more complex than traditional car accident insurance claims and civil lawsuits. You need an experienced legal advocate who has in-depth knowledge of Uber insurance provider tactics and how to maximize the compensation you can recover. Demand Rand when you are ready to take back control of your life.
A reputable Pennsylvania Uber accident attorney with Rand Spear can help you navigate your claim and ensure the at-fault party is held accountable. We will protect you from being taken advantage of by the insurance company and being tricked into accepting less than your claim is worth. With Rand Spear The Accident Lawyer advocating for you, you can breathe easier.
Our attorneys offer 100% free consultations to rideshare accident victims across Philadelphia and nearby Marlton, Cherry Hill, and throughout New Jersey. Do not let this opportunity pass you by. Complete our online contact form or call our office to schedule yours as soon as today.