Have you recently suffered critical injuries in a motorcycle wreck? Are you interested in making the liable party compensate you for your losses? Is the claims process confusing, overwhelming, and leaving you feeling unsure of where to begin?
If so, you are not alone. With help from an experienced Pennsylvania motorcycle accident lawyer at Rand Spear, you can get the financial support you need when you need it most. Our team is here to guide you through the claims process and fight for total reimbursement of your damages.
Your dedicated Pennsylvania personal injury attorney with Rand Spear The Accident Lawyer will stop at nothing until justice is served. Contact our office for a 100% free consultation today. When you do, we can discuss liability, negligence, evidence, damages, and what to expect next from your case.
How to Make the Liable Party Pay After a Motorcycle Accident in Pennsylvania
Liable parties often do everything they can to avoid their financial responsibilities to you after a collision. However, with help from your motorcycle accident lawyer in Pennsylvania, you can demand they be held accountable for their negligence. Here are some of the most common ways you can ensure the at-fault party compensates you fairly for your damages and suffering:
File a Claim Against Their Auto Insurance Policy
Filing a claim against the liable party’s auto insurance policy may be one of the best ways to recover certain types of damages. However, keep in mind that your insurance payout will be limited to how much coverage the policyholder carries and the types of coverage they opt into. For example, if the liable party only has $50,000 per accident in bodily injury liability coverage, the insurer will only pay up to $50,000 for your medical expenses.
If you have other damages that are not considered covered losses, you will not be able to recover them through your claim against the liable party’s auto insurance policy. However, your motorcycle accident attorney will do everything possible to maximize your insurance settlement. We will be prepared for the games insurance companies attempt to play to reduce settlements and issue unjust claim denials.
File a Claim Against Your No-Fault Auto Insurance Policy
You may be able to file a claim against your personal no-fault insurance policy. You are not legally required to carry no-fault insurance coverage, but it could have a significant impact on your ability to get your costs covered after an accident. You will file a claim with your personal auto insurance company which will cover your medical expenses and property damages up to your coverage limits.
However, even if you were protecting yourself by taking out a no-fault insurance policy, it may not be in your best interest to pursue this option. When you file a claim with your insurance company, the insurer holds this against you. You can expect the insurance company to increase the amount you will be required to pay in premiums after filing a claim.
File a Motorcycle Accident Lawsuit in Civil Court
Another top way to recover compensation for your damages is by filing a motorcycle accident lawsuit in civil court. At trial, you are not limited in the way you are when you file an insurance claim. Some of the different types of damages that motor vehicle accident victims can recoup include:
- Pain and suffering damages
- Personal property losses, such as electronic devices
- Emotional trauma and mental anguish
- Psychological distress
- Loss of income and employee benefits
- Diminished earning potential
- Lost quality of life
- Embarrassment caused by disfigurement or skin scars
- Reputational damages
- Loss of consortium
- Loss of household services
- Motorcycle repair or replacement costs
- Rental car expenses
There is no limit to the amount of compensation you can be awarded for your economic or non-economic damages in PA. Your Pennsylvania motorcycle accident attorney will thoroughly analyze your damages to ensure we are accounting for every loss and accurately calculating the value of your lawsuit. Any damages you cannot receive compensation for through the insurance company can be sought after through your civil claim.
PA Motorcycle Accident Laws You Need to Know
There are several motorcycle accident and personal injury laws that could have a substantial impact on the outcome of your case. It is important to understand these laws in advance so you know how your settlement could be affected. Here are some of the essential injury laws you need to be aware of:
You Only Have 2 Years to File Your Claim
Pennsylvania has a strict two-year statute of limitations in place for personal injury lawsuits. This includes motorcycle accident claims. If your lawsuit is not filed before the deadline expires, you will no longer have the right to pursue your case in the civil justice system.
PA Follows Choice No-Fault Insurance Laws
Pennsylvania is a choice no-fault insurance state. While you are not legally obligated to purchase no-fault auto insurance coverage or personal injury protection (PIP), you have the option to add this coverage to your existing auto insurance policy. Doing so could help you reduce some of your costs if you are involved in an accident, without regard to liability for the collision.
Sharing Blame for the Accident Does Not Mean You Do Not Have a Case
If you are partially responsible for causing your motorcycle wreck or resulting injuries, you will not necessarily be barred from moving forward with your case. Pennsylvania follows modified comparative negligence laws at a 51% bar. This means you can only share up to 50% of the blame for the accident and still receive a settlement award at a reduced rate that is proportionate to your percentage of liability.
Pennsylvania Motorcycle Accident Lawyer Near Me (215) 985-2424
Get in Touch with a Motorcycle Accident Attorney in Pennsylvania Today
After everything you have been through, getting the liable party to accept responsibility for their negligence should not be as difficult as it often is. Fortunately, you do not have to demand justice on your own. With a reputable Pennsylvania motorcycle accident lawyer at Rand Spear working for you, you can start to pick up the pieces of your life while we handle the legalities of your claim.
Demand Rand. Rand Spear The Accident Lawyer has years of experience and successfully recovered millions of dollars for our clients. Contact our office for a free, no-obligation consultation today through our online contact form or by phone to take action on your case.