Whether you have always had a disability or an accident or illness led to the development of one, your needs may differ from other people’s. Those needs may also mean you cannot work due to those disabilities.
Social Security disability coverage should help you during this time, but getting the funds you are due can be challenging. Luckily, you do not have to accept a coverage denial because you cannot complete the government’s process.
Talk to our personal injury team at Spear Greenfield if you are struggling to recover and get the disability benefits you need. Your Camden NJ Social Security disability lawyer can represent you in your case and ensure you get the coverage you are due.
Social Security Disability Explained
The government provides some financial aid to people with disabilities who are unable to work through Social Security Disability (SSD) through the Social Security Administration (SSA). If you have a disability that makes work impossible, such as those suffered in a catastrophic car accident, these benefits can help support you.
To get this coverage, the criteria mainly focus on the SSA’s definition of disability. While disabilities can range widely, you simply need to prove your disability prevents you from working, will last for at least one year, or your disability will result in death.
While these steps may seem simple, the application process can be rigorous. Because it can be so complex, reaching out to a Social Security disability lawyer in Camden NJ at Spear Greenfield now can help you get the coverage and support you need throughout this process.
Types of SSD in Camden NJ
The SSA provides a few options for disability coverage to cover the many complex needs of people with disabilities. Determining what you are eligible for and what is right for your needs is vital.
When seeking SSD coverage in Camden, NJ, talk to your lawyer about Social Security Disability Insurance (SSDI) and Supplemental Security Insurance (SSI).
Social Security Disability Insurance (SSDI)
For some people, a disability may arise from an injury or illness after years of gainful employment. You may have been a worker for months or years before you could not work. When this happens, you may be eligible for SSDI.
Remember that this requires prior work credits and payment for Social Security taxes. If you have never been able to work, you may need to speak with your Camden, NJ, Social Security disability attorney about your other options.
Qualifying Requirements for SSDI
Getting the coverage you need is not always easy. You must qualify for SSDI coverage through their application process, which can take time and effort. You may need a Social Security disability lawyer’s support to get the medical evidence, employment records, and other necessary information. To qualify, you may be asked about the following:
- Your work credits
- Disability status
- Duration of your disability
- Recent work history
While meeting the requirements for these details does not mean you will automatically be approved for SSDI, preparing now can help. Once you provide this information to the SSA, they will review your application, review your evidence, and decide whether you are approved for this coverage.
Need help? A Social Security disability attorney in Camden NJ can ensure you are providing the most up-to-date evidence and can support you during this difficult legal process.
Supplemental Security Income (SSI)
If you do not qualify for SSDI, you may have limited resources because of your situation. In these cases, you may be eligible for SSI, which offers aid to disabled children and adults who cannot work and qualify for SSDI.
If you have limited income and need financial assistance, talk to your Social Security disability lawyer in Camden, NJ, about your opportunity to get the support you need.
Criteria to Qualify for SSI
Your SSI benefits can make a big difference in your quality of life, but what requirements do you need to meet to get these benefits?
Below are some of the requirements you need to meet to qualify for SSI:
- Age, blindness, or disability
- Citizenship or non-citizen eligible status
- Limited resources, like real estate or stocks
- Limited income
If you have any questions or concerns about your SSI application, talk with your Social Security disability attorney in Camden, NJ, for the help you need. We can guide you through your case and help you get the financial aid you need.
Camden Social Security Disability Lawyer Near Me (215) 985-2424
What Happens If Your Social Security Claim in Camden, NJ, Is Denied
Unfortunately, denials for Social Security claims in Camden, NJ, are sometimes denied. However, that does not mean you are out of options. With the help of a Social Security disability attorney, you have a chance to appeal your denial.
First, you and your lawyer request reconsideration from the SSA within 60 days of the denial. This written request will be taken and reviewed by another examiner to determine whether you are eligible for coverage.
You may also request a hearing with an Administrative Law Judge (ALJ) if denied a second time. This request must also be completed within 60 days of your denial. This option allows you and your attorney to present your case before the judge and bring in any additional evidence you may have.
Denials past this stage may go to the Appeals Council, then to federal court. That means you have many opportunities, when you have the right legal support, to get your disability claim approved and move forward with financial support. Talk to your lawyer about your Social Security benefits process, even if you have been denied before.
Get Help from a Camden, NJ Social Security Disability Attorney Today
When you have a disability, you may need different or more support than others to live a comfortable, happy life. Unfortunately, getting the support you need for these situations may not be straightforward. Fortunately, your lawyer at Spear Greenfield is here to get you the support you need during this difficult time.
When you seek disability coverage that could make your life easier, we know getting what you are due can be challenging. That is why we offer our services to clients like you who need support and guidance during this time.
Ready to speak with a Camden, NJ, Social Security disability lawyer? Reach out for a free consultation, where we can discuss your claim. Call or fill out our online contact form.