Can the Coronavirus Outbreak Impact My Car Insurance?

close up of driver driving
March 30, 2020

The rapid spread of the Coronavirus has affected the world in many ways, both personally and professionally. It has caused both people and businesses to adjust to a new life while also wondering what else may change in the process. One question people may be whether or not the virus will impact insurances, such as car insurance. However, car insurance should not be impacted by the outbreak. Even still, it unfortunately does not stop car accidents from happening. This means there will be many people who still have to work with their insurance companies during this difficult time. Continue reading to learn more about how these situations may be taken care of.

How Do I Contact My Insurance Company?

As a result of the Coronavirus, many businesses have been forced to close their doors and continue working remotely. Many can expect their car insurance companies to be doing the same. While changes may not be seen in your policy, these office closures may keep you from being able to file a claim at the physical office of the insurance company. Instead, it can be done in the following ways:

  • Calling the insurance company to speak with a representative
  • Online
  • Mobile app
  • Email

It is important to anticipate some delays in the process during this time. This is because, just like people at home, businesses are working to adjust to this unprecedented situation as well. This means that other companies, such as body shops, can be closed as well. It is possible that in these situations, some insurance companies may choose grant temporary payment extensions, place holds on policy terminations due to nonpayments, and more. In addition to this, while the claim may be filed, compensation may be delayed as well. This may be for medical bills, damages done to the vehicle, and more. However, those facing these situations can seek comfort in knowing that our personal injury attorneys are fight for your right to recovery and compensation during this difficult time.

Contact our Firm

If you or a loved one has been in a personal injury accident in Pennsylvania, it’s important that you contact an experienced Philadelphia personal injury attorney to help you with your case and to make sure that you are not taken advantage of. Contact Spear Greenfield to get the right attorney in your corner.