There’s little protection for bicycle riders if a car crashes into them. The injuries from a bike crash are far more likely to cause severe disability or death. If you’ve been the victim of a bicycle accident, you need to know what to do afterward to protect yourself.
The bicycle accident attorneys at Rand Spear can help you get compensation after your accident. We will demand what you’re owed from the insurance companies and help you get back on your feet or help your family if you’ve lost a loved one after a bike crash.
Insurance and Bicycle Crashes
New Jersey is a no-fault state, but does your PIP coverage handle your payout if you weren’t in a motor vehicle at the time? The answer is yes. You can make a claim with your own PIP coverage for a bicycle crash.
Unfortunately, insurance companies often try to say that you were riding negligently to reduce the amount they have to pay you, but we will fight back against those claims. Working with a Marlton bicycle accident lawyer is the surest way to maximize your compensation.
Find out how our attorneys can help you in a free consultation. Our job during the consultation is to give you information and guidance about what you can do after your accident. We do not pressure potential clients to go with us because we’re confident that our knowledge and advice will help you make the best decision for your situation.
When Can I Sue the Other Driver?
There are situations where you can sue the other driver if your PIP coverage and health insurance aren’t enough to cover the damages. If you have a permanent injury, you have a strong claim for suing the other driver for damages.
Our bicycle accident attorneys can tell you if your case meets the standard and what your insurance may require before allowing a lawsuit. New Jersey has a choice-based no-fault system, which may affect how you can proceed with a lawsuit.
Marlton Bicycle Accident Lawyer Near Me (215) 985-2424
How We Can Help You
Our job is to prove you have a case and maximize your compensation. A bicycle accident attorney in Marlton, NJ, should be able to tell you how they will get you more money than you would if you filed a claim on your own and how they can justify their fee. Some of the tasks we’ll do for you include:
- Gather evidence about what happened in order to prove the other driver was negligent
- Speak with medical experts about the prognosis of your injuries and how they will affect your life and income
- Handle all communication with the insurers and the defendant so you don’t have to
- Give you legal advice to protect you against things that could reduce your compensation
- Demand what you’re truly entitled to receive after your accident from the insurers
- Take your case to court if the other side refuses to come to a settlement.
- Comply with all legal deadlines for filing your case and communicating with insurers
- Keep you up to date with all that is happening with your case so you’re not left wondering what’s going on
Personal injury lawyers do much more than you might think, and there are few that are as client-focused as the team at Rand Spear. We treat every client like family. No one will work harder for you than our team of aggressive bicycle accident attorneys.
Will I Have to Go to Trial?
Most cases settle out of court, and it’s even less likely you’ll need to go because of New Jersey’s no-fault laws. However, if an insurer refuses to pay you for what you’re owed, trial can be the only way to make them pay.
There’s no question that trial is risky for both sides. If you lose your case, you could get nothing. If you win, you could get much more than you expected. Rand Spear is no stranger to the courtroom, and we will help you take your case to trial if it’s required to get you justice.
What Happens If I Wasn’t Wearing a Helmet?
Riders 17 and older are not required to wear a helmet while riding a bicycle, but wearing one is an excellent idea in case you get in an accident. First, you’ll protect your head. Second, you’ll protect your injury claim.
An insurer will try to pay you as little as possible, and one way they’ll do that is by pinning part of the blame on you. If they can, they can lower your compensation by your percentage of fault, and a court will agree with them if they can prove it.
In the worst case, they’ll claim you caused most of your injuries by not wearing a helmet and try to deny you any compensation. However, with the help of our experienced bicycle accident attorneys in Marlton, we will fight back against these claims.
Are There Damage Caps in New Jersey?
Yes, but only in cases with punitive damages. Punitive damages are a punishment given to defendants for gross misconduct. Not all cases qualify for punitive damages. Under current law, they are capped at five times the amount of the rest of the damages or at $350,000, whichever is greater.
Economic damages will be covered through insurance, but to get non-economic damages like pain and suffering, you will need to have the legal standing to sue the defendant. We can tell you if your case qualifies for a lawsuit. Even if it doesn’t, we can help you with your PIP insurance claim to make your insurer give you a fair settlement.
Hire a Bicycle Accident Attorney in Marlton, NJ
After a bike accident, you’re probably facing medical bills, lost wages, a damaged bike, and many other damages. Get paid for what happened to you by hiring our bicycle accident attorneys at Rand Spear. Don’t settle until you’ve talked with our Marlton bicycle injury lawyers.
Put our 200 years of experience to work for you. We’re one of the most trusted law firms in New Jersey. Learn why insurance companies fear the Spear today by calling our offices or emailing us through our website. We’ll be glad to schedule a free consultation with you.