Every rider on a motorcycle knows the risks of an accident. There is little protection between a rider and the pavement during a crash, so injuries are often much worse for riders. That’s why all riders should know how to contact Rand Spear when they need a motorcycle accident lawyer in New Jersey.
New Jersey may have no-fault insurance, but the crash forces from a motorcycle can create permanent injuries. If that happens to you, you may sue the other driver for their negligence. A New Jersey personal injury lawyer can tell you if you qualify and help you get justice.
Don’t I Have to Use My PIP Insurance?
New Jersey is a no-fault state, so filing a claim against your PIP insurance is your first step to getting compensation. Rand Spear can help you with your claim with them so you can get the most you can from your policy, but this is just a first step.
PIP insurance usually forbids carriers from suing other drivers, but there are exceptions. New Jersey lets you sue if you choose to purchase insurance that allows the right to sue, but it’s also permitted if you’ve sustained permanent injury because of your motorcycle crash. These include, but aren’t limited to:
- Scarring and disfigurement
- Displaced fractures
- Losing a limb or another body part
- Loss of a fetus
- Any injury that cannot be permanently healed nor healed further with medical treatment
Victim’s families can also sue if a rider loses their life while riding. If you financially depended on the decedent or were a close relative, speak with Rand Spear to learn if you can file a wrongful death claim to cover final expenses, lost wages, and more.
How Will New Jersey’s Helmet Laws Affect My Case?
All riders in New Jersey must wear a helmet and use eye protection according to the NJ motorcycle manual. This includes passengers. These laws save lives, but many riders don’t know they also save your compensation. You can lose compensation if you’re found partially responsible for your accident.
If you crash and you’re not wearing a helmet and eye protection, or if you were violating any other motorcycle laws, an insurer may claim that you were the negligent party. If they can prove you were 51% or more responsible for the accident, you cannot sue for damages no matter what your injuries are.
Each percentage of fault you have lowers your compensation by that much. If your insurer is accusing you of partial responsibility or refuses to cover you, call Rand Spear anyway to get advice from a New Jersey motorcycle accident attorney. Your future may depend on it!
New Jersey Motorcycle Accident Lawyer Near Me (215) 985-2424
My Accident Was Minor. Do I Need a Lawyer?
You do not need a lawyer to file a claim with your insurer to claim PIP benefits. However, the offer you get from the insurer may be lower than you expect, or what you could get if you had the help of a lawyer.
Remember, all insurers are in the business of making profit, not paying everything victims are owed. If they can get away with paying you less, they will. Once you accept a payment for an accident, you cannot go back to get more.
So why not have someone on your side to help you with your claim so you don’t lose out? New Jersey insurance companies know our name well and know we will hold them accountable to the law. Don’t accept a settlement offer without bringing it to us first.
I’m Recovering in the Hospital. When Should I Call You?
Once you’ve received medical care, your next call should be to a New Jersey motorcycle accident lawyer. It’s perfectly fine to call us while you’re recovering in the hospital as long as you can hold a conversation! And if you can’t, you can have a loved one call on your behalf.
New Jersey only allows two years from an accident to start a lawsuit, so calling early gives your lawyer time to gather evidence, calculate your costs, and negotiate with insurers before you’re forced to sue or give up your claim.
Don’t let the statute of limitations or another legal deadline hamper your case. Get started right away by calling our motorcycle accident lawyers in New Jersey for a free consultation. All consultations are free, so there is no risk to find out if you have a case.
How Do I Win My Motorcycle Accident Lawsuit?
First you have to qualify to sue, and then you have to win your case. So how does that happen? Proving someone was responsible for your injuries means proving negligence. There are four components to a negligence claim. If we prove all four, you win.
The first is whether the defendant had a duty of care to keep you safe. All drivers on the road have an automatic obligation to drive safely around other vehicles. This is the easiest condition to prove.
The second is whether the driver broke their duty of care to create a dangerous situation. If a police officer cited the other driver for breaking a law, that’s good proof. Physical evidence like an open container of alcohol, or phone records showing texting happening at the time of the crash could also show a breach.
The third is whether that breach caused your accident. Police reports, cameras, and eyewitness testimony can prove this. If you’re injured enough to be eligible for a lawsuit, it’s almost certain that the police were on the scene to help.
Finally, we have to show how you were damaged and what the costs were. This includes both economic and non-economic damages (e.g. pain and suffering).
Fortunately, you don’t have to prove these on your own. That’s why people hire lawyers to help them with their personal injury claims. You have enough to worry about with healing from your motorcycle injuries!
Call Rand Spear to Hire a New Jersey Motorcycle Accident Attorney
No-fault insurance may not be enough to cover your costs, and getting permanently injured because of someone’s negligence demands justice. You deserve a New Jersey motorcycle accident attorney that gets results. Call us and demand Rand!
Get your case started now by calling or emailing our firm for a free consultation. The sooner you call, the sooner you could get compensation for your motorcycle accident.