Over time, there has been a shift in where people choose to stay when they go on vacation. While there are many people who choose to stay in hotels, there are others who wish to explore the new services of Airbnb. This is because it is often seen as an affordable and convenient alternative. When people stay in these locations, they expect that they will be safe from harm. However, just like hotels, certain hazards can arise that cause accidents to guests in the event that the property is not taken care of. When this happens, it is important to know that it is still possible to recover compensation for damages stemming from the accident. Those who are facing these situations should retain the services of an experienced Philadelphia personal injury attorney for assistance.
What is Airbnb Host Protection Insurance?
In the event of an accident, Airbnb offers Host Protection Insurance to provide coverage for hosts and landlords of these properties. The insurance covers up to $1 million for liability claims that are brought against third parties. It is because of this that, when a person becomes injured on an Airbnb property and wishes to pursue legal action, the money they receive can come from the liability coverage instead of the hosts themselves. However, it is important to know that Host Protection Insurance does not cover all types of injuries. For example, it generally does not cover the following:
- Injuries caused by an intentional act
- Communicable diseases contracted on the premises
- Contractual liability
- Injuries due to a guest’s intoxication
- Loss of earnings as a result of the accident
How Can I Recover Compensation?
When an injured party is successful in pursuing legal action against the host of an Airbnb, they will first recover the Host Protection Insurance liability payment. Unfortunately, some injuries require significant medical treatment that this money cannot entirely cover. When this happens, it may be possible for the individual to recover additional compensation. This can be difficult but possible with the assistance of a skilled Pennsylvania personal injury attorney who can navigate the process. When dealing with these situations, the statute of limitations for personal injury accidents in Pennsylvania provides injured parties with two years from the date of the injury to file a personal injury claim.
Contact our Firm
If you or a loved one has been in a personal injury accident in Pennsylvania, it’s important that you contact an experienced Philadelphia personal injury attorney to help you with your case and to make sure that you are not taken advantage of. Contact attorney Rand Spear to get the right attorney in your corner.