
Philadelphia Car Accident Lawyers
Key Takeaways
- Distracted driving, speeding, and impairment are common causes of crashes in Philadelphia.
- Your auto insurance selections can affect your right to recover compensation after a crash.
- You can still recover compensation if you are no more than 50% at-fault for the accident.
- Rand Spear – The Accident Lawyer takes on insurers that dispute or undervalue car accident claims.

Frequently Asked Questions: Philadelphia Car Accident Claims
What if the Driver Who Hit Me in Philadelphia Has No Insurance?
You may be able to recover damages through uninsured motorist coverage under an applicable policy. Rand Spear – The Accident Lawyer can help you understand your coverage and legal options.
What Should I Do After a Car Accident in Philadelphia?
Report the crash, seek medical attention, document the scene, exchange information, and get witness contact information. Avoid admitting fault or giving a recorded statement to an insurance company before understanding your rights.
How Long Do I Have to File a Car Accident Claim in Philadelphia?
Pennsylvania generally gives you two years from the date of an injury to file a personal injury lawsuit. Speaking with a Philadelphia car accident lawyer promptly can help protect your claim.
What if the Other Driver Says the Philadelphia Car Accident Was My Fault?
Do not assume you cannot recover compensation. Pennsylvania follows a modified comparative negligence rule, so you may still recover damages if you are not more than 50% responsible for the crash.
Philadelphia drivers contend with heavy traffic, buses, crowded intersections, construction, pedestrians, and other motorists who do not always follow the rules of the road. Even a moment of carelessness can cause a serious crash, leaving you with serious injuries, medical bills, lost income, and other unexpected losses.
Rand Spear – The Accident Lawyer helps Philadelphians injured in car accidents hold reckless drivers accountable and seek compensation for medical bills, lost income, pain and suffering, and other losses. Our team has recovered more than $1 billion in settlements and verdicts for our injured clients and is prepared to fight for the full value of your claim.
Philadelphia Car Accident Lawyer Near Me (215) 985-2424
Why Choose Rand Spear – The Accident Lawyer for Your Philadelphia Car Accident Case?
Insurance companies begin protecting their interests immediately after a crash. Having an experienced Philadelphia car accident lawyer on your side can help level the playing field and give you someone focused on protecting yours. When you work with our attorneys, you can expect:
- 30+ years representing Philadelphia clients
- $1 billion recovered
- Extensive auto accident experience
- A “no fee until victory” guarantee
- Free personal injury consultations

Our Car Accident Results
When you are recovering from a serious car accident, experience matters. Rand Spear – The Accident Lawyer has represented clients injured in a wide range of crashes.
Here are examples of case results obtained in car accident cases:
- $2.7 Million: Recovered for a driver injured when another motorist ran a stop sign and caused an intersection collision. The client suffered herniated discs, nerve damage requiring surgery, and permanent disabling injuries.
- $950,000: Secured for a client rear-ended by a tractor-trailer who suffered a head injury, nerve damage, and permanent facial scarring requiring surgery.
- $450,000: Recovered for a bicyclist struck by an uninsured driver fleeing police. The claim involved pursuing compensation from both the fleeing driver and the police department for permanent and disfiguring injuries.

Types of Car Accident Cases We Handle in Philadelphia
Car accidents occur in numerous ways, especially on Philadelphia’s busy streets, and the type of collision can affect the injuries, available evidence, and liability. Our team handles a variety of car accident cases, including but not limited to:
- Rear-End Collisions: Caused by following too closely, distraction, or failing to stop in time.
- Head-On Collisions: Among the most dangerous due to the force of vehicles traveling toward one another.
- T-Bone Accidents: Common at intersections when a driver runs a light, fails to yield, or misjudges oncoming traffic.
- Sideswipe Accidents: Usually during unsafe lane changes, merging, or drifting into another lane.
- Multi-Vehicle Crashes: Multiple drivers and insurance companies make liability and coverage more complicated.
- Hit-and-Run Accidents: Your own insurance coverage usually pays if the responsible driver cannot be identified.
- Intersection Accidents: Often involve disputed traffic signals, right-of-way, unsafe turns, or failure to yield.
- Uber and Lyft Accidents: These can involve rideshare drivers, passengers, pedestrians, cyclists, or other motorists and may raise questions about insurance coverage and liability.
What Are Common Causes of Car Accidents in Philadelphia?
Driver negligence takes many forms, and determining the cause of a crash can be critical to establishing fault. Our Philadelphia car accident attorneys represent people injured in crashes caused by:
- Distracted Driving: Phones, navigation systems, and other distractions take drivers’ attention off the road. Phone records and video footage help show the driver’s actions before the crash.
- Drowsy Driving: Fatigue can slow reaction time and impair judgment. We review work schedules, witness statements, and other signs of fatigue. Our team looks for signs that a driver was too tired or had been behind the wheel too long to drive safely.
- Failure to Yield: Drivers who disregard others’ right-of-way can cause serious intersection and turning collisions.
- Drunk and Drugged Driving: Alcohol and drugs affect judgment, coordination, and reaction time. Police reports, toxicology results, and arrest records can establish impairment.
- Reckless Driving: Tailgating, weaving through traffic, and unsafe lane changes put others at risk. We investigate the driver’s behavior leading up to the collision
- Speeding: Excessive speed reduces reaction time and increases the force of impact. Vehicle data, skid marks, and crash reconstruction help establish a vehicle’s speed.
- Traffic Violations: Running red lights or stop signs, making illegal turns, and other violations put all motorists, pedestrians, and cyclists in danger.
Car accidents can cause injuries ranging from soft tissue damage, broken bones, and lacerations to traumatic brain injuries, spinal cord damage, and internal injuries. Some serious injuries may not become apparent until hours or days after the crash. For this reason, it is important to seek medical attention after any car accident, regardless of the crash’s severity. Even a minor accident can result in a serious injury.
Who Is Liable for a Philadelphia Car Accident?
The other driver is not always the only party responsible for a motor vehicle accident. Depending on how and why the accident occurred, one or more individuals, businesses, or other entities may potentially share liability for the crash and your subsequent injuries, such as:
- Employers of on-the-job drivers
- Rideshare or delivery companies
- Vehicle or parts manufacturers
- Vehicle owners or maintenance companies
- Government entities responsible for road conditions
When more than one party is responsible for a crash, you may have additional options for recovering compensation.
Pennsylvania Car Insurance and Your Claim
Pennsylvania uses a choice no-fault auto insurance system. After a crash, your own Personal Injury Protection (PIP) coverage typically pays covered medical expenses regardless of who caused the accident. Recovering additional compensation from the at-fault driver depends on whether you chose limited or full tort coverage:
- Limited Tort: You can recover economic losses but not pain and suffering unless you qualify for an exception or serious injury.
- Full Tort: You can seek pain and suffering and other non-economic losses from the at-fault driver.
Insurance coverage can get complicated quickly, particularly when injuries are disputed or multiple policies are involved. An experienced Philadelphia car accident lawyer can review your coverage and explain what compensation may be available to you.
Recoverable Compensation After a Philadelphia Car Accident
A personal injury claim typically compensates you for medical expenses, lost income, property damage, pain and suffering, and other losses resulting from your injuries. The amount you recover depends on the severity of your injuries and their overall physical, financial, and emotional impact on your life.
Pennsylvania uses modified comparative negligence, which allows you to recover compensation even if you are less than 51% responsible for the crash, though your percentage of fault will reduce your recovery.
What to Do After a Philadelphia Car Accident
The moments after a car accident can be confusing, especially when you are injured or shaken up. Taking a few practical steps can help you document what happened and avoid problems with your claim later. If possible, you should:
- Call 911 and report the accident.
- Exchange contact and insurance information with the other driver.
- Document the scene with photos or video.
- Get contact information from witnesses.
- Seek immediate medical attention, even for minor injuries.
- Keep all medical and accident-related records.
- Avoid talking to insurers or accepting early settlements without legal advice.
- Contact a Philadelphia car accident lawyer as soon as possible.
How Our Philadelphia Car Accident Lawyers Can Help
A car accident claim can quickly become complicated when insurance companies dispute fault, question your injuries, or undervalue your losses. Rand Spear – The Accident Lawyer handles the legal and insurance issues so you can focus on your recovery. Our Philadelphia car accident lawyers can:
- Determine liability for the crash.
- Gather evidence supporting your claim.
- Identify available insurance coverage.
- Calculate the full extent of your losses.
- Negotiate with insurers for a fair settlement.
- Represent you at trial when necessary.
Protect Your Rights With the Philadelphia Car Accident Lawyers at Rand Spear – The Accident Lawyer
When a reckless driver crosses your path, the experienced Philadelphia car accident lawyers at Rand Spear – The Accident Lawyer are in your corner, ready to fight back and seek the justice and compensation you deserve. Call 215-985-0138 or contact us online to schedule a free consultation. With offices in Philadelphia, Cherry Hill, and Marlton, New Jersey, we represent clients throughout Pennsylvania and New Jersey, reaching communities across the areas we serve.
Call or text (215) 985-2424 or complete a Free Case Evaluation form