Ridesharing is a relatively new option in today’s transportation industry. Ridesharing companies match passengers with drivers through mobile apps and websites. Ridesharing has many benefits, such as convenience, cost, and the ability to travel on short notice. Despite its benefits, ridesharing also has dangers, and you may need help from a New Jersey personal injury lawyer.
If you or a loved one has been injured in a rideshare accident, you may need the assistance of a New Jersey rideshare accident lawyer.to help you obtain compensation for your injuries.
How New Jersey Rideshare Accidents Happen
Rideshare accidents can happen just like any other motor vehicle accident in New Jersey. Sharing economy through rideshare services is built on trust between the driver and passenger. When the driver of your rideshare service is careless or negligent, however, they can cause an accident that leads to you being injured.
Common causes of rideshare accidents in New Jersey include:
- Distracted driving
- Disobeying traffic signals
- Dangerous road conditions
- Driving while tired
- Impaired driving
If it is possible that your rideshare driver may have been responsible for causing your accident, it is important that you reach out to a rideshare accident attorney in New Jersey. We can investigate the cause of your accident and determine whether it was caused by your driver’s carelessness. If it was, we may be able to file a claim to recover your losses from the rideshare business’s insurance company.
Injuries You Can Obtain in a New Jersey Rideshare Accident
The injuries a victim can suffer in a rideshare accident range from superficial to fatal. Among the most common injuries received in New Jersey rideshare accidents are:
- Sprains and strains
- Broken bones
- Neck and back injuries
- Head injuries
- Traumatic brain injuries
If you have suffered an injury in a rideshare accident, you should contact a New Jersey rideshare accident attorney as soon as possible. Our experienced personal injury lawyers at Rand Spear the Accident Lawyer can request your medical records and bills and determine what compensation you may be eligible to receive. We can then file a claim against the parties responsible for your injuries.
New Jersey Rideshare Accident Lawyer Near Me (215) 985-2424
What to Avoid After a Rideshare Accident in New Jersey
If you are involved in a rideshare accident, there are things you should avoid doing that could hurt your personal injury claim. The following mistakes are common for rideshare accident victims who do not have the guidance of a rideshare accident lawyer in New Jersey:
- Talking to the insurance company: Do not talk to any insurance company representatives. Their goal is to pay out the smallest amount possible.
- Not seeking immediate medical treatment: It is critical that you seek medical attention immediately after your rideshare accident to ensure that you have documentation to support your injury claim. Go to a doctor after your rideshare accident, even if you do not have visible injuries.
- Posting on social media about your accident: Although it may be tempting to post on your social media account about your accident, do not do it. You do not want to accidentally minimize your injuries, assign blame for the accident, or make a documented statement.
- Not retaining a New Jersey rideshare accident attorney: One of the most crucial mistakes you can make after your rideshare accident is not contacting a New Jersey rideshare accident lawyer.
Our experienced rideshare accident attorneys at Rand Spear the Accident Lawyer are equipped to handle your accident claim from start to finish by gathering necessary evidence, determining your damages, and negotiating with the insurance companies and opposing parties on your behalf.
Because rideshare accidents are unique in that they involve employees who, similar to independent contractors, are on duty sometimes and not others, there are often questions about who is responsible for your damages. Do not make one of the above mistakes and reduce your chances of obtaining compensation for your injuries. Demand Rand to get you the payment you deserve for your rideshare accident.
Available Insurance Coverage for Your New Jersey Rideshare Accident
Confirming insurance coverage for rideshare accidents can be complicated since your driver is similar to an independent contractor. The rideshare company your driver works for is required to have certain insurance coverage that fluctuates depending on whether they are logged into their company’s app and able to receive ride requests. There are three main types of insurance coverage for most rideshare drivers.
Coverage for When Their App Is Inactive
When a rideshare driver’s app is off, and they are involved in an accident, their own personal automobile insurance applies. Our rideshare accident lawyers at Rand Spear the Accident Lawyer will correspond with your driver’s insurance company to demand maximum compensation for your injuries. If your driver does not have adequate liability limits, we will also communicate with your insurance company when necessary.
Coverage for When Their App Is Active and They Can Receive Ride Requests
Rideshare companies provide third-party liability insurance for accidents when the driver’s personal insurance policy does not apply. The major rideshare companies, such as Uber, typically provide the following coverage limits for accidents:
- $50,000 per person for bodily injury
- $100,000 per accident for bodily injury
- $25,000 per accident for property damage
Your New Jersey personal injury attorney knows how to determine the limits of your rideshare company’s policy.
Coverage for When Their App Is On and They Are en Route or Transporting Passengers
Rideshare drivers also have insurance coverage for when they have passengers in their vehicles or are on the way to pick up passengers. This coverage includes $1,000,000 for third-party auto liability for major rideshare companies like Lyft. It also includes uninsured and underinsured motorist coverage and contingent comprehensive and collision coverage up to the value of the vehicle.
As you can see, insurance coverage for your rideshare accident can be complicated. It is important that you seek the help of an experienced rideshare accident attorney in New Jersey as soon as possible after your accident. We know the New Jersey laws that govern rideshare company car accidents and can fight to get you the highest compensation possible for your injuries.
How a New Jersey Rideshare Accident Lawyer Can Help
Rideshare accidents are complex, and it can be difficult to obtain payment for your injuries and other losses. When you Demand Rand, our skilled rideshare accident attorneys can establish who was at fault for your accident, determine what your losses are, negotiate with the insurance companies, and take your case to trial if necessary. Contact us today for a free, no-pressure consultation to discuss your rideshare accident.