Workplace injuries can derail career goals and life plans. If you were hurt on the job, you are likely struggling with a confusing legal aftermath alongside your physical recovery. The piling medical bills and your inability to earn the same income as before lead to considerable financial pressure.
When you work with Rand Spear and our experienced legal team, you are treated as part of a family. Our New Jersey work injury attorneys will fight for maximum compensation and to protect your career. Throughout our practice, we recovered over $750 million for our clients. Contact our law firm today to discuss your case.
What Qualifies as a Work Injury?
Public employers in New Jersey are required to report all occupational injuries and illnesses. If work-related factors lead to injury or aggravate an underlying condition, the incident qualifies as a work injury.
Injured workers usually benefit from the financial safety net workers’ compensation insurance offers. The following conditions are often covered:
- Limb injuries or loss of an extremity
- Head trauma
- Hearing loss
- Repetitive stress injuries
Qualifying for workers’ compensation benefits can be somewhat of a gray area. For example, you may be eligible for financial assistance even if you were commuting to work when an accident occurred. Work with an experienced attorney to protect your right to recover.
If you were involved in an accident at your workplace, seek immediate medical attention, even if there are no visible signs of injury. The adrenaline surge released during the traumatic event may mask the pain. Furthermore, certain conditions might take a longer time to show visible symptoms.
The sooner you get a professional medical evaluation and start a treatment plan, the better your chances of recovery. Given the urgency and importance of immediate medical care, don’t risk overlooking any procedural steps that could endanger your financial recovery. Rand Spear can protect your rights.
How to Financially Recover After a Work Accident
A workplace injury can have major financial implications for both the injured worker and the business. If you suffered a work-related injury, several recovery options might be available.
Employers covered by workers’ compensation generally are not allowed to file a lawsuit against their employer. This type of insurance policy offers certain benefits to both parties; it provides financial assistance to injured workers regardless of fault and shields employers from legal liability.
There are, however, certain conditions under which you can file a lawsuit. For example, if a third party’s negligent actions contributed to your work injury, you may sue them to recover your losses.
New Jersey Work Injury Lawyer Near Me (215) 273-9636
New Jersey’s Workers’ Compensation Laws
In New Jersey, workers’ compensation insurance is mandatory for all employers. Part-time and seasonal workers are also included under the coverage. However, insurance is not mandatory for interns, volunteers, and contractors.
All occupational exposure and work-related accidents must be reported and recorded on an official report form. This should lead to an investigation into the circumstances of the incident and prevention methods.
Workers’ Compensation Benefits
Since this is no-fault insurance coverage, it means that an injured employee may access financial assistance regardless of who was responsible. Depending on your case, you might recover:
- Medical treatment
- Ongoing medical care costs
- Lost wages
- Disability benefits
- Death benefits
A work injury lawyer in New Jersey will investigate the accident and all relevant documents to determine your eligibility for benefits. Our legal team may also collaborate with specialists from fields like vocational experts for a more in-depth case analysis.
Do Not Trust the Insurance Company
While you may access benefits regardless of fault, which greatly simplifies the recovery process, there is no guarantee that the insurance company will offer you fair compensation. In fact, they likely won’t. This is because your company’s insurance provider is a business focused on profit rather than the financial well-being of their clients.
Insurance adjusters will attempt to close cases with as little money as possible to drive company profits. However, our New Jersey work injury lawyers are well-versed in their negotiation tactics, and we will help you fight for the amount you need to rebuild your life.
At Rand Spear, we will evaluate your total losses and build an evidence-based case to support the full extent of your injury’s financial impact. Unlike insurance companies, our law firm will always represent our client’s interests.
Third-Party Workplace Injury Claims
While most injured employees receive financial assistance through workers’ compensation, some recover by filing a lawsuit. For example, if a third party (other than the employer, who would be the second party) is responsible for causing you harm, you may sue them for compensation.
The following scenarios may qualify for a lawsuit:
- A manufacturer releases a dangerous or defective product you regularly use at work.
- A reckless driver collides with your car while you are driving for a job assignment.
- You were injured in a slip and fall accident while attending a meeting at a business client’s office.
- Your employer intentionally caused you harm.
Identifying the best course of action after a work injury relies on an in-depth understanding of the laws applying to your case and the financial ramifications of different alternatives. Our lawyers will give you all the data you need to decide how to proceed with your case.
Call Our Work Injury Attorneys in New Jersey
At Rand Spear, we understand that navigating the aftermath of a work injury can feel disorienting and intimidating. We empower you to seek the compensation you need to protect your future. With over 200 years of combined legal experience, our team will help you recover.
The skilled attorneys at our law firm provide invaluable advice and comprehensive legal services to injured workers. With our help, you will easily navigate the intricacies of workers’ compensation laws in New Jersey.
Contact us today to discuss your legal options with an experienced work injury lawyer in New Jersey. Schedule a free, no-obligation consultation.
Call or text (215) 273-9636 or complete a Free Case Evaluation form