Toms River, NJ (June 7, 2026) – Two people were evaluated by EMS after a crash on Route 37 near Vaughn Avenue in Toms River on Saturday, June 6. Emergency units responded after receiving reports of the wreck.
Responders checked both people at the scene. Officials had not confirmed the severity of their injuries at the time of this report.
As of publication, authorities had not released any names, ages, or vehicle details following the collision. Additional information about the accident had not been made public.
The cause of the crash has not been determined. We hope both people are safe and recovering.
How New Jersey’s No-Fault System Works After a Crash in Toms River, NJ
New Jersey is a no-fault state, meaning your own auto insurance pays for your medical bills first through Personal Injury Protection, or PIP. Most policies include at least $15,000 in coverage. You do not need to prove who caused the crash to use it.
Because Route 37 runs through Toms River, it serves as one of Ocean County’s busiest east-west roads. It connects the Garden State Parkway to the barrier island beaches. Intersections near Vaughn Avenue and Hooper Avenue often see congestion during busy travel times.
After a crash like this, your PIP coverage can help pay for emergency visits, imaging, and follow-up care. That coverage applies whether you were the driver or a passenger. You can start using it right away without waiting for a fault decision.
Once your PIP limit is reached, you may need to review other options. If your bills exceed your coverage, your health insurance may cover some remaining costs. You may also be able to file a claim against the at-fault driver depending on your policy type.
In New Jersey, the policy you carry affects whether you can step outside the no-fault system. A standard policy gives you more options to pursue a third-party claim. A basic policy limits that option unless your injuries meet a specific threshold.
Because these rules can feel confusing, many people are unsure what they can claim after a crash. Knowing the difference between PIP and a liability claim matters early on. Keeping every medical bill and receipt organized from day one helps no matter which path applies.
While you recover, insurance paperwork can become overwhelming. A New Jersey car accident lawyer can review your policy, explain your coverage, and deal with insurers on your behalf. Early guidance can help keep your claim on track.
At Rand Spear, The Accident Lawyer, we can help you understand what comes next after a New Jersey crash. Our team can review your policy, explain what your PIP coverage includes, and identify any additional claim options that may apply.
If you were in a crash and want to understand how New Jersey’s no-fault system affects your case, we can help. Call Rand Spear, The Accident Lawyer, at 1-800-905-3425 and let us walk you through your options.
Note: Our team of writers relies on various secondary sources to create this post, including local and state media outlets, police incident reports, social media platforms, and eyewitness accounts of serious accidents in Pennsylvania. If you notice any inaccuracies, please contact Rand Spear, The Accident Lawyer, immediately so we can correct the information and ensure the post reflects the most accurate details. Posts can also be removed upon request.
Disclaimer: The photos used in this post were not taken at the accident scene. All information in this post is informational and is not intended to be considered legal or medical advice. This post is not a solicitation for business.
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