Philadelphia, PA (October 19, 2026) – A gray 2012 Honda Accord went onto a closed I-95 on-ramp early Sunday, October 18, and hit a crane parked on the site. The ramp at Delaware Avenue and Lombard Street was closed for construction. The crash happened around 4:04 a.m.
The Honda was heading north on Delaware Avenue before the driver tried to enter the northbound ramp. The crane was standing still, and no one was inside it. The driver was injured in his right leg and right shoulder and was taken to Jefferson Main Hospital, where he was listed as stable.
The two passengers were hurt far worse. The front-seat passenger was taken to Jefferson Main Hospital and listed as critical. The back-seat passenger went to Jefferson Torresdale Hospital and was also in critical shape.
The investigation has not concluded, and authorities continue to review this wreck.
Our thoughts are with the three men injured, and we wish them a full recovery.
How Limited Tort and Full Tort Choices Work in Philadelphia, PA
Many people in Pennsylvania never think about the tort choice on their auto policy until after an injury, yet it can shape what a claim looks like. Drivers choose between limited tort, which usually costs less but restricts recovery for pain and suffering, and full tort, which keeps the full ability to seek those damages. The choice generally follows the policy covering the injured person, so passengers can face different rules than the driver.
Limited tort is not an absolute bar. Pennsylvania law allows a person to pursue full non-economic damages if the injury is classified as serious, such as death, a serious impairment of a body function, or a permanent serious disfigurement.
Economic losses like medical bills and lost wages are generally available either way, and insurers usually look closely at medical records when the serious injury standard is in question.
Documentation is what usually decides that question. Treatment records, doctors’ opinions on lasting limitations, and proof of the policy’s tort selection can all matter, and the selection form can be disputed.
To make the process easier to navigate, many people turn to a car accident lawyer in Philadelphia to review each policy, gather medical evidence, and explain how the serious injury standard and a two-year filing deadline may apply to a claim.
If you are trying to work out how a tort choice affects your case, our team at Rand Spear, The Accident Lawyer, can go over the details with you. We can review your policy and the medical records to help you understand the legal avenues that may be open for you.
To learn more, reach Rand Spear, The Accident Lawyer, at 800-905-3425 to speak with our team about your situation. We are here to help you clear all your doubts.
Note: Our team of writers relies on various secondary sources to create this post, including local and state media outlets, police incident reports, social media platforms, and eyewitness accounts of serious accidents in Pennsylvania. If you notice any inaccuracies, please contact Rand Spear, The Accident Lawyer, immediately so we can correct the information and ensure the post reflects the most accurate details. Posts can also be removed upon request.
Disclaimer: The photos used in this post were not taken at this accident scene. All information in this post is informational and is not intended to be considered legal or medical advice. This post is not a solicitation for business.
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