If you are hurt due to the actions of another person, pursuing damages through a personal injury settlement or lawsuit is often necessary. A part of that process is proving what medical care you need and the expenses behind them, and that could include physical therapy. At Rand Spear – The Accident Lawyer, our trusted Philadelphia personal injury lawyer will make sure you claim all of the potential compensation owed to you, no matter what you are up against.
Your Required Medical Care Is Likely to Be Included in a Claim
When you require accommodations or physical therapy after you are hurt in a car accident or workplace incident, you should get that care and prioritize your health and well-being. If your doctor recommends physical therapy to help you recover, you should seek that out as well. These are often covered costs under your claim.
That means that if your doctor states that you need physical therapy to recover fully from this condition, your claim will increase in value to cover the cost of that medical care. The cost of physical therapy could be a substantial additional value to your claim and settlement.
In situations like this, it is critical to have a personal injury attorney available who can help you determine what you are eligible for in compensation. That includes physical therapy recommended by your doctor and, in some cases, other medical care that supports your ability to recover. Reach out to Rand Spear now to determine what losses you may be eligible to receive and review our personal injury verdicts and settlements.
When Is Physical Therapy Covered in a Personal Injury Lawsuit?
Physical therapy is a necessary step in the recovery process for many types of illness and injury as it allows your body to build up stamina and function properly again after some type of injury. Most of the time, your doctor will recommend or encourage physical therapy to allow you to improve your overall recovery once it is safe for you to do so. Some of the cases we handle where physical therapy is often a medical expense include injuries such as:
- Joint-related injuries
- Broken bones
- Back and neck pain
- Sprains and strains of muscles
- Conditions that cause you to be hospitalized for a long time
In situations where you have swollen muscles or tissues, serious sprains, or back injuries that are continuing to limit your overall function and well-being, your doctor may suggest physical therapy as a way to improve the function of those areas. As your personal injury attorney, we recommend following your doctor’s guidance in getting this care.
Why Are Insurance Companies Likely to Pay for Physical Therapy?
If your licensed medical provider states that you need physical therapy as a component of your treatment and that treatment is directly related to the injuries you sustained due to the negligence of their client, the insurance company is likely to cover your costs. The fact is, insurance companies owe you the right to recovery fully, which means to pay for whatever care is deemed necessary to help you become whole again. Keeping that in mind, the insurance company or at-fault party may still want to ensure that the physical therapy is necessary and may look at reasons such as:
- Physical therapy will help reduce the risk of further injury or a worsening condition that was brought on in full or partially by the incident or accident.
- Physical therapy would help you improve your quality of life and allow you to go back to work or engage in activities you may no longer be engaging in.
- Your progress in improvement after your accident has slowed, but your doctors believe your body needs more time and healing to improve fully.
- Your condition is worsening because of a lack of movement or improper function of various joints or muscles.
- Physical therapy would help to reduce your pain and, in doing so, could help to lessen the impact on your quality of life.
Every situation requires careful consideration. There are two key things to know about physical therapy. Your doctor needs to recommend it as a benefit to recovery from the condition, and you need to get it in order to file for coverage of these costs as part of your personal injury settlement.
How Can Our Personal Injury Attorney Help You Maximize Compensation?
When you turn to our personal injury attorney, you will learn a great deal about the rights you have under the law for compensation for your losses. In nearly all situations, we will work extensively with you, your doctors, and other providers to determine how this condition has impacted your life and well-being. We will also help you in several other ways:
- Determine all of your losses: This allows our attorneys to determine what type of losses you have directly related to the accident.
- Provide proof of the benefit that physical therapy can offer: This may include diagnostic reports, speaking to the physical therapist, and gathering information about your current limitations.
- Work to ensure the insurance companies have the information they need: Most often, the insurance company will want to ensure you are getting the help you say you need and may want to see proof of your doctor’s recommendations, including addressing all types of resulting options.
When filing a claim for compensation for losses like this, having a trusted personal injury attorney by your side is critical. The insurance company will take any step they can to reduce what they pay you, and it is our job to protect you from that. We encourage you to contact us for immediate help and find out how we work for you.
Set Up a Free Consultation to Discuss Your Case with Our Team
At Rand Spear – The Accident Lawyer, we work diligently with our clients to ensure their needs are met and they receive the damages they are owed. To do this, we invest the time into your case. Contact our Pennsylvania personal injury lawyer now for a free consultation to discuss the options available to you in getting physical therapy paid for in your settlement.
Call or text (215) 985-2424 or complete a Free Case Evaluation form
